Underwriting Workbench
A single hub to manage the commercial underwriting process — from Submission Triage to final decision-making, and beyond.
Core modules
Submission Triage
Auto-ingest email, portal, and API submissions; flag missing data; de-duplicate; and score — up to 89% faster*.
Scoring & Prioritization
Persisto Score plus profitability and premium potential push the best fits to the top.
Underwriting Rules
Eligibility rules, appetite checks, subcontractor limits, and automated declinations.
Components Library
Clash checks, rating hooks, document generation, clause library, and an operations dashboard.
Integrations
Policy admin, pricing, third-party risk data, and CRM — all connected via lightweight APIs.
Audit & Analytics
Portfolio insights, SLAs, cycle time, win rates, and bind-uplift tracking.
Submission Data Pipeline
Persisto.ai ingests emails, portals, and APIs, enriches with third-party data, builds a Persisto Score, and routes work to the right underwriter — automatically.
Features
Unified Submission Intake
Automatically captures submissions from emails, portals, and APIs with duplicate detection and missing-data alerts.
AI-Powered Data Enrichment
Enhances submissions with address normalisation, SIC/NAICS classification, and third-party hazard checks.
Persisto Score
Scores each submission on fit, profitability, and premium potential for faster underwriting decisions.
Automated Routing
Routes high-priority submissions to the right underwriter based on appetite and predefined rules.
Rapid Deployment (Python + FastAPI)
Modular services built with Python and FastAPI for quick implementation, REST/JSON endpoints, webhooks, and easy integration—without heavy customisation.
Audit & Compliance
Tracks every change with a full audit trail and SLA timers to ensure compliance and operational efficiency.